I say again: If they are 18 they are the ones breaking the law, not their parents, not their school administrators, not their fairy godfathers.
Of course, this doesn't apply if the school itself is having keggers without carding or something similar, but leave the hazing liability between the school and the insurance company. Or, better yet, impose a rule that an academic institution is not responsible for the acts of adult students either civily or criminally unless it actively drew the student into that activity (passive non-interference with acts between adults should not be enough).
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